1. CONDITIONS OF USE

a. Each Player must: 

i. be 18 years of age or over; 

ii. pay any taxes due on Winnings; 

iii. not be a person on the Excluded Lists; 

iv. at the time of placing a Bet not be a director, officer, or employee (or their spouse or dependent) of Hedging Provider or the Operator or of one of the group companies or a contractor or service provider of any company within the group of Hedging Provider;

v. Acknowledge that instructions to place or the apparent placement of a Bet after the submission deadline and/or after the start of a specific draw or a draw that has actually occurred will not be valid, irrespective of any automatic confirmation that may be generated or irrespective of a wrong deadline displayed on the Operator’s Website;

vi. Acknowledge that the jackpot values displayed for lotteries offered on the Operator’s Website are approximate estimates of what the jackpot will be using certain assumptions, such as the current or future jackpot being won or rolled over. The value is an estimate and is not legally binding and Hedging Provider and the Operator are not liable for any inaccuracies between the estimated jackpot and the actual jackpot;

vii. Acknowledge that if a lottery draw does not take place or no draw result is published or officially announced or the bets could not be accepted for a particular draw, all valid Bets on that Betting Event will stand for the rescheduled draw or the next available relevant draw; other than in respect of valid Bets placed on (i) El Gordo Primitiva, French Lotto, Irish Lotto or Cash4Life where all valid Bets will stand and the Underlying Lottery will be replaced with a lottery-style draw using the RiNG technology that will take place at the same time as the official and/or state-run lottery draw was scheduled to take place; or (ii) SuperEnalotto, where all valid Bets will stand for the draw of SuperEnalotto GO (using the certified random number generator “RiNG”) that takes place either at the same time as the original draw or, if none, the next available SuperEnalotto GO draw. The deadline for submission of Bets will be displayed on the Operator’s Website. Instructions to place or the apparent placement of a Bet after the submission deadline and/or after the start of a specific draw or a draw that has actually occurred will not be valid, irrespective of any automatic confirmation that may be generated or irrespective of a wrong deadline displayed on the Operator’s Website.

viii. Acknowledge where these Supplemental Game Terms are published in several languages, the English version of these Supplemental Game Terms will supersede and take precedence over any conflicting elements with other languages;

 

2. WINNINGS FOR BETS ON LOTTERIES 

a. Payment of Winnings. In the event that a Bet is a Winning Bet: 

i. a calculation of the total monetary value of the Winnings will be carried out; 

ii. if required the Operator will request the completion of certain Player verification tasks. In particular, all tier 1 payouts in respect of Bets on the outcome of Betting Events are subject to enhanced player verification, third party audits on win validation and payout by the underlaying insurers; and, 

iii. after completion of such verification tasks, assuming no valid issues that may have been identified remain unresolved, the Winnings will be made available to the Operator. For the avoidance of doubt, Hedging Provider shall have no liability to the Player in respect of the Winnings. 

b. Calculation of Winnings. The calculation is different per Underlying Lottery and Prize Category. The following table explains which calculation method applies for each game: 

Insured Lotto Game Underlying Lottery Underlying Lottery Operator Classes in Prize Category A (Main Jackpot) Classes in Prize Category B (Non-Main Jackpot) Classes in Prize Category C (Non-Jackpot)
EuroMillions Euromillons ÖLG_(draw taking place in Paris) 1 (5+2 correct)

2 (5+1 correct)

3 (5+0 correct)

 

4 (4+2 correct)

5 (4+1 correct)

6 (3+2 correct)

7 (4+0 correct)

8 (2+2 correct)

9 (3+1 correct)

10 (3+0 correct)

11 (1+2 correct)

12 (2+1 correct)

13 (2+0 correct)

EuroJackpot Eurojackpot Deutscher Lotto-und Totoblock (DLTB) 1 (5+2 correct)

2 (5+1 correct)

3 (5+0 correct)

 

4 (4+2 correct)

5 (4+1 correct)

6 (4+0 correct)

7 (3+2 correct)

8 (2+2 correct)

9 (3+1 correct)

10 (3+0 correct)

11 (1+2 correct)

12 (2+1 correct)

Mega Millions* Mega Millions Multi-State Lottery Association (MUSL) 1 (5+1 correct)

2 (5+0 correct)

 

3 (4+1 correct)

4 (4+0 correct)

5 (3+1 correct)

6 (3+0 correct)

7 (2+1 correct)

8 (1+1 correct)

9 (0+1 correct)

PowerBall* Powerball Multi-State Lottery Association (MUSL) 1 (5+1 correct)

2 (5+0 correct)

 

3 (4+1 correct)

4 (4+0 correct)

5 (3+1 correct)

6 (3+0 correct)

7 (2+1 correct)

8 (1+1 correct)

9 (0+1 correct)

German Lotto Lotto 6 aus 49 Deutscher Lotto-und Totoblock (DLTB) 1 (6+1 correct)

2 (6+0 correct)

3 (5+1 correct)

 

4 (5+0 correct)

5 (4+1 correct)

6 (4+0 correct)

7 (3+1 correct)

8 (3+0 correct)

Irish Lotto Lotto Premier Lotteries Ireland (PLI) 1 (6 correct) 2 (5+1 correct)

 

3 (5+0 correct)

4 (4+1 correct)

5 (4+0 correct)

6 (3+1 correct)

7 (3+0 correct)

Mega-Sena Mega-Sena Caixa Econômica Federal 1 (6 correct) -

 

2 (5 correct)

3 (4 correct)

MINI Mini-Lotto Totalizator Sportowy 1 (5 correct) -

 

2 (4 correct)

3 (3 correct)

SuperEnalotto** SuperEnalotto Sisal 1 (6 correct)

 

2 (5+1 correct)

3 (5+0 correct)


 

4 (4 correct)

5 (3 correct)

6 (2 correct)

El Gordo Primitiva

El Gordo de la Primitiva or RiNG

Loterías y Apuestas del Estado / Hedging Provider 1 (5+1 correct)

2 (5+0 correct)

 

3 (4+1 correct)

4 (4+0 correct)

5 (3+1 correct)

6 (3+0 correct)

7 (2+1 correct)

8 (2+0 correct)

9 (0+1 correct)

French Lotto Loto La Française des Jeux 1 (5+1 correct)

2 (5+0 correct)

 

3 (4+1 correct)

4 (4+0 correct)

5 (3+1 correct)

6 (3+0 correct)

7 (2+1 correct)

8 (2+0 correct)

9 (x+1 correct)

Cash4Life Cash 4 Life New York State Gaming Commission 1 (5+1 correct) -

 

2 (5+0 correct)

3 (4+1 correct)

4 (4+0 correct)

5 (3+1 correct)

6 (3+0 correct)

7 (2+1 correct)

8 (2+0 correct)

9 (1+1 correct)

 

* Payout of Prizes in MegaMillions and PowerBall

As is common with MUSL Mega Millions and Powerball, Hedging Provider may also pay out the Winnings in Prize Category 1 over 30 years (the “Annuity Option”). If Hedging Provider chooses the Annuity Option, the first payment will be made as soon as possible after the draw, with the next 29 payments at one-year intervals. The level of payments is calculated such that the payments rise by the percentage set by MUSL from year to year until the full sum has been paid out. If Hedging Provider chooses the option to pay out Winnings in one lump sum (“Cash Option”), the Winnings after withholdings are discounted, as it is done in MUSL Mega Millions and Powerball. The discount rate is 40%, i.e. the lump sum is 60% of the Annuity Option value. It is in Hedging Provider’s discretion to choose the payout plan. 

Withholdings for Prizes in MegaMillions and PowerBall:

Hedging Provider retains 38% withholdings of prizes in the highest three prize categories because it is intended to put Players in similar economic position as if they had played the underlying lottery.

 

** Hedging Provider retains 20% withholdings of prizes in the highest three prize categories in SuperEnalotto because it is intended to put the Player in a similar economic position as if they had played the underlying lottery. 

 

“Caixa” or “Caixa Econômica Federal” – organisation that operates the official Brazilian lottery Mega-Sena.
“Camelot Group” or “CG” – organisation that operates the official UK National Lottery.
“DLTB” –  “Deutscher Lotto-und Totoblock” that operates or co-organise the official draws Lotto 6 aus 49, Spiel 77, Super 6, Glücksspirale and Eurojackpot.
“FDJ“ or “La Française des Jeux” – the French lotteries organisation that operates the official French lottery Loto.
“Loterías y Apuestas del Estado” or “LAE” – the Spanish lotteries organisation that operates or co-organises the Sorteo Extraordinario de Navidad, Bonoloto  and the El Gordo de la Primitiva  lotteries.
“MUSL” – the Multi-State Lottery Association, which operates the Powerball and Mega Millions lotteries.
“New York State Gaming Commission” or “NYSGC“ – the lottery association.
“Totalizator Sportowy” – the Polish lotteries organisation that operates the official Lotto Multi Multi and Mini Lotto
“Sisal“ – the Italian lotteries organisation that operates the official Italian lottery Enalotto. 
“ÖLG“ or “Österreichische Lotterien Gesellschaft” – the Austrian lotteries organization that operates the Official lotteries Lotto 6 aus 45, Joker and the Euromillion
“Premier Lotteries Ireland” or “PLI” – the organisation that operates the official Irish National Lottery the Lotto Plus 1 and Plus 2 lotteries.

 

c. Winnings in a Type A Prize Category. The Winnings payable in respect of each Bet in a Type A Prize Category (as defined in the table above), will depend on the number of the Underlying Lottery Winning Tickets in that Prize Category, the number of Hedging Provider Winning Bets in that Prize Category, the payable Prize by the Underlying Lottery Operator for the Underlying Lottery Winning Tickets in that Prize Category as well as the Underlying Lottery Jackpot in that Prize Category. Hedging Provider calculates the Winnings in a Type A Prize Category on the basis of the amount of aggregate stakes published by the Underlying Lottery Operator as well as the distribution to that Jackpot Prize Category or on the basis of the jackpot published on the Website of the Underlying Lottery Operator for that Prize Category of the relevant draw of the Underlying Lottery. 

 

Only one Hedging Provider Winning Bet in a Type A Prize Category 

 

If there is only one Hedging Provider Winning Bet in a Type A Prize Category, the Winnings payable in respect of this Hedging Provider Winning Bet are calculated as: 

 

Winnings = Underlying Lottery Jackpot in that Type A Prize Category / (Underlying Lottery Jackpot Winning Tickets in that Type A Prize Category + 1) 

 

Example 1: There is only one Hedging Provider Winning Bet in the Type A Prize Category and no Underlying Lottery Winning Ticket has been announced by the Underlying Lottery Operator in the Type A Prize Category in respect of an Underlying Lottery Jackpot in the Type A Prize Category of 90,000,000.00 EUR. The Winnings payable in respect of that single Hedging Provider Winning Bet amount to 90,000,000.00 EUR. 

 

Example 2: There is only one Hedging Provider Winning Bet in the Type A Prize Category and two Underlying Lottery Jackpot Winning Tickets have been announced by the Underlying Lottery Operator in the Type A Prize Category in respect of an Underlying Lottery Jackpot in the Type A Prize Category of 90,000,000.00 EUR. The Winnings payable in respect of that single Hedging Provider Winning Bet amount to 30,000,000.00 EUR. 

 

More than one Hedging Provider Winning Bet in the Type A Prize Category 

 

If there is more than one Hedging Provider Winning Bet in the Type A Prize Category, the Winnings payable in respect of the Hedging Provider Winning Bets in the Type A Prize Category are calculated based on a “Share Model“, consisting of three steps. 

 

Step 1 – Calculation of the number of shares: 

 

Number of shares = Number of Underlying Lottery Jackpot Winning Tickets in that Prize Category + Number of Hedging Provider Winning Bets in that Prize Category 

 

Step 2 – Calculation of Size of each share: 
Size of 1 share = Underlying Lottery Jackpot in that Prize Category / Number of shares 

 

Step 3 – Allocation of Winnings: 

 

1 share per Hedging Provider Winning Bet in the Type A Prize Category

 

Example 3: There are two Hedging Provider Winning Bets in the Type A Prize Category and one Underlying Lottery Jackpot Winning Ticket has been announced by the Underlying Lottery Operator in the Type A Prize Category in respect of a Underlying Lottery Jackpot in the Type A Prize Category of 90,000,000.00 EUR. There are three payout shares, with a size of 30,000,000.00 EUR each. The Winnings payable in respect of each Hedging Provider Winning Bet in the Type A Prize Category amounts to 30,000,000.00 EUR.

 

d. Winnings in a Type B Prize Category. The Winnings payable in respect of each Hedging Provider Winning Bet in a Type B Prize Category (as defined in the table above, for example Prize Category 2 in EuroMillions) will depend on the number of the Underlying Lottery Winning Tickets in that Prize Category, the number of Hedging Provider Winning Bets in that Prize Category, the payable Prize by the Underlying Lottery Operator for the Underlying Lottery Winning Tickets in that Prize Category as well as the Underlying Lottery Jackpot in that Prize Category. Hedging Provider calculates the Winnings in a Type B Prize Category on the basis of the amount of aggregate stakes published by the Underlying Lottery Operator as well as the distribution to that Jackpot Prize Category or on the basis of the jackpot published on the Website of the Underlying Lottery Operator for that Prize Category of the relevant draw of the Underlying Lottery. 

 

Only one Hedging Provider Winning Bet in a Type B Prize Category 

 

If there is only one Hedging Provider Winning Bet in a Type B Prize Category, the Winnings payable in respect of this Hedging Provider Winning Bet are calculated as: 

 

Winnings = Underlying Lottery Jackpot in that Type B Prize Category / (Underlying Lottery Jackpot Winning Tickets in that Type B Prize Category + 1) 

 

Example 1: There is only one Hedging Provider Winning Bet in a Type B Prize Category and no Underlying Lottery Winning Ticket has been announced by the Underlying Lottery Operator in that Type B Prize Category in respect of an Underlying Lottery Jackpot in a Type B Prize Category of 9,000,000.00 EUR. The Winnings payable in respect of that single Hedging Provider Winning Bet amount to 9,000,000.00 EUR. 

 

Example 2: There is only one Hedging Provider Winning Bet in a Type B Prize Category and two Underlying Lottery Jackpot Winning Tickets have been announced by the Underlying Lottery Operator in that Type B Prize Category in respect of a Underlying Lottery Jackpot in a Type B Prize Category of 9,000,000.00 EUR. The Winnings payable in respect of that single Hedging Provider Winning Bet amount to 3,000,000.00 EUR. 

 

More than one Hedging Provider Winning Bet in a Type B Prize Category 

 

If there is more than one Hedging Provider Winning Bet in a Type B Prize Category, the Winnings payable in respect of these Hedging Provider Winning Bets are calculated based on a Share Model, consisting of three steps: 

 

Step 1 – Calculation of the number of shares: 

 

Number of shares = Number of Underlying Lottery Winning Tickets in that Prize Category + Number of Hedging Provider Winning Bets in that Prize Category 

 

Step 2 – Calculation of Size of each share: 

 

Size of 1 share = Underlying Lottery Jackpot / Number of shares 

 

Step 3 – Allocation of Winnings: 

 

1 share per Hedging Provider Winning Bet in that Prize Category

 

Example 3: There are two Hedging Provider Winning Bets in a Type B Prize Category and one Underlying Lottery Winning Ticket has been announced by the Underlying Lottery Operator in that Type B Prize Category in respect of an Underlying Lottery Jackpot in a Type B Prize Category of 3,000,000.00 EUR. There are three payout shares, with a size of 1,000,000.00 EUR each. The Winnings payable in respect of each Hedging Provider Winning Bet in that Prize Category amount to 1,000,000.00 EUR. 

 

e. Winnings in a Type C Prize Category. The Winnings to be paid out in respect of each Hedging Provider Winning Bet in a Type C Prize Category (as defined in the table above, for example Prize Category 4 in EuroMillions) shall be the amount of the Prize announced by the Underlying Lottery Operator in respect of an Underlying Lottery Winning Ticket in the respective Prize Category. If the Underlying Lottery Operator has not announced a Prize in the respective Prize Category for the relevant draw of the Underlying Lottery, the Winnings payable in respect of each Hedging Provider Winning Bet in that Prize Category will be calculated on the basis of the aggregate amounts paid in for the relevant draw of the Underlying Lottery announced by the Underlying Lottery Operator and its allocation to the winning Prize Categories. 

 

f. Payout of Prizes from Prize Categories to other Prize Categories. The above regulations apply based on the assumption that there was no payout of Prizes from one Prize Category  to another Prize Category , regardless of whether the rules of the Underlying Lottery indicate otherwise. Therefore, in the event Prizes of a higher Prize Category are added to a lower Prize Category, due to either (i) no Underlying Lottery Winning Tickets in a Prize Category for one draw, (ii)  no Underlying Lottery Winning Tickets in the higher Prize Category for a number of subsequent draws or (iii)  to a jackpot cap in respect of the higher Prize Category, this will not be taken into account by the Operator. The Operator will only payout the Prize originally allocated to that lower Prize Category based on the stakes published by the Underlaying Lottery and the Prize allocation table of that lottery. 

 

g. Special Jackpots. For all games, the Operator has the possibility to announce a Special Jackpot under its sole discretion. In this case, the Special Jackpot sum announced replaces any Underlying Lottery Jackpot in that Type A Prize Category. 

 

h. One Prize Category. Only one Prize Category can be won per Bet, which will be the highest of the available Prize Categories achieved by, and relevant to, that Bet. A Combo Bet can win in more than one Prize Category, based on the separate Bets it is made of. 

 

i. Currencies. Winnings are calculated and credited in EUR. The exchange rate used is the spot rate of exchange (the closing midpoint) for that currency into EUR on the respective draw date as published on oanda.com or (if oanda.com is not available) the European Central Bank euro foreign exchange reference rate (ECB rate) for the respective draw date. This also applies for annuity payments.

 

j. Displayed Information. Hedging Provider will not be liable for any mistakes in respect to the information displayed.

 

3. Definitions 

 

“Bet” – a bet on the outcome of an Underlying Lottery and/or Underlying Lottery Jackpot.

 

“Combo Bet” - in a combo Bet all possible combinations of the selected numbers are classified as separate Bets

 

“Excluded List” – means any of the following:

 

(i) any person citizen of or resident in a country listed by the Financial Action Task Force as posing a risk to the international financial system as set out in the ‘Countries’ section of  http://www.fatf-gafi.org under “High risk jurisdictions subject to a call for action” and “Jurisdictions under “Increased Monitoring” as varied from time to time by FATF;
(ii) any person listed on the Financial Sanctions List of HMRC, as varied from time to time; and
(iii) any person citizen of or resident in the United States of America. 

 

“FATF” - Financial Action Task Force 

 

“Jackpot” – in the case of a Bet, the maximum possible winning at Hedging Provider in respect to the underlying draw of the relevant Prize Category/Prize Categories of the relevant lotteries 

 

“Game Overview” – the calculations as set out in these terms and conditions under the heading “Calculation of Winnings”.

 

“SpecialJackpot” – in the highest Prize Category communicated by the Operator in regards to a Hedging Provider game, if that sum is higher than the published jackpot of the relevant underlying lottery. 

 

“Hedging Provider Winning Bet”– a winning Bet for an Hedging Provider game, which was successfully submitted directly or indirectly, via Internet, telephone or other channels, and accepted by Hedging Provider in accordance with these Terms and Conditions, including possible winning Bets introduced through a third party to Hedging Provider and then placed by a third party on behalf of the Player with Hedging Provider. 

 

“Operator” – the entity licensed by the applicable regulatory authority to offer the games to the Players.

 

“Operators’ Website” -  means the websites accessible by Players operated by the Operator

 

“Pay Out” – the amount, which the operator of an Underlying Lottery has to pay out or has already paid out, in respect to a correctly matched Bet of a relevant draw in a relevant Prize Category 

 

“Player” – a registered user of the Operator’s Website. 

 

“Prize Category” or “Prize Tier” – the total amount of numbers correctly matched by any player who has placed a bet with Hedging Provider or any company within its group, the Operator or any other operator, by whatever means, (including but not limited to Super Numbers, Stars, Euro Numbers, Powerballs, Megaballs, Bonus Balls and/or others as applicable) determines the Prize Category in respect of the relevant draw of a certain lottery or a relevant game, as announced in the official rules of the Underlying Lottery. 

 

“RiNG” – a random number generator used by Hedging Provider to conduct lottery-style draws. The random number generator is compliant with the applicable regulatory model and standards. 

 

“Type A Prize Category” – a Prize Category where the payout to Players depends on the total number of Hedging Provider Winning Bets and Underlying Lottery Winning Tickets in that Prize Category, as defined in the Hedging Provider Game overview. 

 

“Type B Prize Category” – a Prize Category where the payout to Players depends on the total number of Hedging Provider Winning Bets and Underlying Lottery Winning Tickets in that Prize Category, as defined in the Hedging Provider Game overview. 

 

“Type C Prize Category” – a Prize Category where the payout to Players is independent from the number of Hedging Provider Winning Bets and Underlying Lottery Winning tickets in that Prize Category, as defined in the Hedging Provider Game overview. 

 

“Underlying Lottery” – a lottery that an Hedging Provider game is based on or a lottery-style draw conducted by Hedging Provider using the RiNG technology. 

 

“Underlying Lottery Jackpot” – the aggregate amount payable by the Underlying Lottery Operator in respect of all Underlying Lottery Winning Tickets in a Type A or Type B Prize Category in respect of the relevant draw of the Underlying Lottery, as announced by the Underlying Lottery Operator or, in a condition where no such Winning Tickets are announced, the amount that would have been payable by the Underlying Lottery Operator had there been a Underlying Lottery Winning Ticket in that Jackpot Prize Category in respect of the relevant draw. For Hedging Provider Games using RiNG technology, Financial Markets data or Loto Express numbers the amount is published on the Operator’s Website. 

 

“Underlying Lottery Operator” – the organisation that organises or co-organises the Underlying Lottery. 

 

“Winnings” – this refers to the amounts to be paid to Players in respect of Hedging Provider Winning Bets.

 

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