How does the Cash4Life Lottery work?

You have probably heard the saying that, “an apple a day keeps the doctor away". But, can you imagine what receiving US $1,000 a day for the rest of your life could do?

It could happen to you if you play and win the American favourite, Cash4Life lottery. Since its inception in 2014, the Cash4Life lottery game has sparked interest and the imagination of millions of players with its uniquely tempting, life-changing jackpot.

Related Article: launches the Cash4Life lottery

So, if you are wondering how this revolutionary game works, this is what you need to know;

What is the Cash4Life lottery game?

Cash4Life is one of the biggest and most inspiring lottery games to come out of the United States. It is a riveting multi-jurisdictional game launched in June 2014, replacing the “Sweet Million Draw” that operated from 2009 to 2014.

The Cash4Life lottery game follows the same basic lottery principles as other games, but it has an exciting twist up its sleeve that distinguishes it from the rest.

Unlike traditional lotteries that pay you in a lump sum when you win the jackpot, Cash4Life pays you US $1,000 a day for life when you scoop the top prize. If you win the second prize, you will receive US $1,000 a week for life.

However, when you win the Cash4Life jackpot, you can also opt for a lump-sum payment of approximately US $7 million. Cash prizes in lower prize tiers are only paid out in the form of a lump sum payout.

How do Cash4Life drawings work?

One of the fascinating things about the Cash4Life lottery is that it gives you a new chance to win its lucrative jackpot every day.

Cash4Life holds its draw daily at 21:00 (ET) in Studio B, also known as Cash4Life Studio, at the New Jersey Lottery headquarters. You can play the Cash4Life lottery until an hour before the draw, and you can check the latest winning numbers on the Cash4Life lottery results page.

The lottery is a game of chance, and there is no guarantee that the jackpot will be won in every draw. Thus, with Cash4Life, there are no jackpot rollovers regardless if the jackpot is won or not. Also, the jackpot remains the same for every draw.

But, there is more to the Cash4Life lottery than just its US $1,000 a day for life jackpot as it offers rewarding non-jackpot prizes. Cash prizes ranging from US $2 to US $1,000 a week for life are up for grabs in every draw. The value of the prize you can win depends on how many numbers you matched.

What is the Cash Ball?

The ‘Cash Ball’ is the Bonus Ball of the Cash4Life lottery, similar to the Mega Ball in Mega Millions. To win the jackpot, you will need to match it along with five (5) main numbers.

How do you play the Cash4Life lottery?

Winning the Cash4Life jackpot is an overwhelmingly exciting, life-changing experience. However, if you have never played the Cash4Life lottery, it can be intimidating to fill out your lottery ticket for the first time.

Playing the Cash4Life lottery is as easy as one, two, three. To play Cash4Life you need to choose;

  • Five (5) numbers from a pool of 60 possible numbers, including;
  • A Cash Ball from a pool of four (4) numbers.

You can pick your lucky numbers using the self-pick method. Or, if you do not have time or are in need of some inspiration, you can opt to use the Quick Pick method. In the Quick Pick method, a random number generator is used to choose your lucky numbers.


Do Cash4Life numbers have to be in numerical order to win?

To win the Cash4Life jackpot, you do not need to match the winning numbers in the exact order they are drawn, as they are drawn in any order.

The To win the Cash4Life jackpot, you do not need to match the winning numbers in the exact order they are drawn, as they are drawn in any order. are placed in numerical order after the draw as they appear on your lottery ticket.

How many balls do you need to win a Cash4Life Prize?

To win a Cash4Life prize, you only need to match one (1) number, including the Cash Ball, and you will win US $2. However, if you harbour ambitions of winning the Cash4Life jackpot, you have to match the five (5) main numbers drawn, including the Cash Ball.

Should there be multiple jackpot winners, the main prize will be split evenly amongst all winners. Also, the second-tier prize will be paid in full to all winners.

You should pay close attention to the Cash Ball, as matching it with one of the five main numbers will bump your prize to the next level.

Below is a breakdown of the Cash4Life prize structure;

Winning Prize Tier Prize
Five (5) numbers + Cash Ball US $1,000 a day for life
Five (5) numbers US $1,000 a week for life
Four (4) numbers + Cash Ball US $2,500
Four (4) numbers US $500
Three (3) numbers + Cash Ball US $100
Three (3) numbers US $25
Two (2) numbers + Cash Ball US $10
Two (2) numbers US $4
One (1) number + Cash Ball US $2

What are the chances of winning?

Cash4Life is extremely popular compared to many lotteries because of its enticing jackpot and favourable chances of winning the jackpot. If you are not lucky enough to win the coveted jackpot, you still stand a better chance of winning one of the rewarding non-jackpot prizes.

You have a 1 in 8 chance of winning any prize, while your chance of winning the Cash4Life jackpot is 1 in 21,846,048. However, when winning the second-tier prize, your chance of winning is 1 in 7,282,016.

With these favourable chances, lady luck will definitely be on your side. The table below lists your chances of winning each of the Cash4Life prizes;

Winning Prize Tier Chance
Five (5) numbers + Cash Ball 1 in 21,846,048
Five (5) numbers 1 in 7,282,016
Four (4) numbers + Cash Ball 1 in 79,440
Four (4) numbers 1 in 26,480
Three (3) numbers + Cash Ball 1 in 1,471
Three (3) numbers 1 in 490
Two (2) numbers + Cash Ball 1 in 83
Two (2) numbers 1 in 28
One (1) number + Cash Ball 1 in 13
Overall chances of winning any Cash4Life prize are 1 in 8

How will you know when you win the Cash4Life lottery?

A question that will linger in your mind on your quest to become the latest Cash4Life jackpot winner is, “how will I know when I win?”

Cash4Life jackpot on

So, this is what you need to know;

What happens after you win the ?

Winning the Cash4Life lottery jackpot is an overwhelming once-in-a-lifetime dream come true, ushering in an incomparable euphoric feeling for many lottery players.

But, the last thing you want to dampen this exciting, life-changing moment is a complicated process of claiming your winnings. A benefit of playing and winning the Cash4Life jackpot on is you do not need to do anything after winning the jackpot.

That is because immediately after the draw, the results will be published on our website. If you matched the five main numbers, including the Cash Ball and won the jackpot, we will credit your account with the first annuity payment.

If you win the non-jackpot prizes worth £/$/€200 or more, we’ll send you an email, and a friendly customer service agent will call to congratulate you.

You should seek professional advice for more significant winnings to manage your winning according to your local legislation for claiming international lottery prizes.

How to claim your winnings on

Claiming your winnings on is quick and easy, as you simply need to file a cash withdrawal request from your account.

Upon receiving your request, our security team will contact you to ensure your account is verified before granting your cash withdrawal request.

When your request is approved, your winnings will be deposited into your preferred bank account. You can also have your prize paid to you in numerous web wallets; however, this option depends on which country you live in, including other factors.

It is important to remember that for all players; the minimum withdrawal amount is set at £10, €12 and US $15.

Now that you know how the Cash4Life lottery works on, will you be taking your chance to be the next jackpot winner?

This article forms part of our Cash4Life Resource Centre.


This post was written by
Leslie Eric Nunu - who has written 37 articles

Posted by Sajith (31/07/2021)

I already feel like i won the jackpot 🤩

Posted by ODIRILE (1/08/2021)

this prediction as times goes, it can change men`s life one day; and become one of the winners.{wow!}

Posted by Zeljko (24/09/2021)

cash4life is very nice, one can be sure that each morning there will be another 1000 for spending

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